This is straight from the plan on my 1500...
It seems to me that you can use the truck as it is meant to be used.
NOT ELIGIBLE: The following are not eligible for any Vehicle Protection Plan: Vehicles registered outside of the United States,
Guam and Puerto Rico; motor homes; taxis (including vehicles used to transport passengers in return for payment, i.e. Uber, Lyft);
vehicles converted from two to four-wheel drive; vehicles altered or converted from the original manufacturer’s specifications; severe
off-road use; vehicles not used in accordance with manufacturer’s specifications for payload and/or towing capacity; vehicles with a
gross weight (G.V.W.) of over 14,000 pounds; vehicles equipped with NorthStar engines; vehicles where the manufacturer warranty
has been voided or restricted by the manufacturer; vehicles that have been declared to be a total loss by any insurance company, are
rebuilt after being declared a total loss, or are issued a title indicating that the vehicle is designated as ‘salvage’, ‘junk’, ‘rebuilt’or
words of similar impact
The following are not eligible for this Vehicle Protection Plan: Limousines; emergency vehicles (ambulance, fire, police pursuit; police
patrol); vehicles used for security patrol; right-hand drive vehicles; vehicles used for postal service; vehicles used for dump truck;
vehicles used for tow service (i.e. tow truck); vehicles equipped with a diesel engine (except vehicles manufactured by FCA US LLC,
Ford Motor Company, General Motors and Volkswagen); vehicles that operate on other than gasoline or diesel fuel systems (i.e.
natural gas, electric); vehicles equipped with engines greater than 8 cylinders; vehicles used for commercial use*; ALL cab and
chassis vehicles; vehicles ordered with box delete option or where the box has been removed; vehicles with dual rear wheels. The
following vehicles are excluded and not covered under the tire and wheel replacement coverage: fleet and commercial vehicles.
*Commercial use includes but not limited to: Delivery, service or repair work, landscaping and grounds maintenance, shuttle service,
snow removal.