12K off the bumper of my 4th gen’s and they hardly know it’s there. Certainly closer to one finger driving than white knuckling. Almost all those miles are 2 lane, winding, rough roads, uneven bridges, etc. I wouldn’t hesitate to tow that boat with my SRW, if it was loaded/setup properly.
Any trailer will be a nightmare to tow with insufficient tongue weight, so yes you really want to get it perfect. Perfect doesn’t have to be down to the pound, or a .1%. Perfect can be a range, which usually on a bumper pull is 13-15%. They still usually tow decent at 10-12%, and excellent at 15-17% if the hitch is rated for that much weight, but perfect is a range. It shouldn’t be that big of a deal to make something tow correctly.
DRW’s have a time and place, but they certainly aren’t the fix all for towing issues.