They and the bank prefer to finance it, but you don't have to. You're in the driver seat. If you put a big down or extra to cover it, there's really no difference.If one buys the extended factory warranty at the dealer when buying a new truck, is the warranty price added to the vehicle price for one total that is then financed?
Example:
New Truck = $50,000
Zeigler Maxcare warranty (8yr/125K) = $2,800
Total financed = $52,800
$50k truck 8/125 should be more like $1800 or less depending on deductible.