A WSJ article recently reported that the increase of high-tech sensors added to vehicles, such as automatic breaking, lane minders, dynamic cruise control, etc. makes even minor accidents substantially more expensive to repair. That $8K package might cost you another $10K over the life of the truck in insurance premiums. Another reason I slid back to the Big Horn package instead of a Laramie.
A friend of mine just opened a new Auto Repair facility near Ft. Collins, CO. He is all certified to do the calibration and reprogramming of these devices, which was no small feat. Some small Mom & Pop body shops are closing because they can't keep up with the certifications and training at their low levels. Some portion of average claim due to all this stuff, and EVs, is, due to the pool, being passed on to everyone. It's just how insurance works.