So the penfed discount shows to be TDM, but doesn't spell out the restrictions on rams website like the USAA rebate does. I was hoping to use $1000 Penfed, $500 conquest and affiliate (accessfund), has anyone seen an issue with combining those 3?
I haven't looked specifically at the PenFed rebate, but I did go to their car buying site which looks just like USAAs. Unlike USAA, though, I didn't see any rebates pop up. Perhaps you have to be logged in to see it. In any case, the way that I find the rules for such things is by googling the program code and most dealers will post the full rules and exclusions. Here's an example from a dealer for both PenFed and USAA;
Chrysler, Dodge, Jeep, Ram has incredible offers and incentives available to you now! See how West Herr Chrysler Dodge RAM can help you save today.
www.westherrdodge.net
Penfed (program code 44CJH) ;
"Not all PenFed members are eligible for this program. Only customers who have a certificate are eligible to participate. The certificate is not transferable to anyone outside the original customers household/address. Proof of address is required. Offers for qualified buyers only. See dealer for details. Offer information and data is provided by a third-party source. Contact Dealer for any program details, rules or Incentive Questions. Dealer.com assumes no responsibility for errors or omissions."
USAA (program code 43CJ9);
"Customers who are in possession of the original USAA Member Certificate are automatically qualified to receive benefit under this program. Not all USAA members are eligible for this program. Only customers who have a certificate are eligible to participate. The certificate must be presented to a franchised FCA US LLC dealer in the United States at the time of retail purchase of an eligible vehicle. Only one certificate can be applied to the retail purchase of an eligible vehicle. Lost certificates will be honored. The vehicle sale must be registered in either the name of the eligible participant or registered in the name of an immediate family member living in the same household. The eligible retail purchase customer must assign the cash allowance to the selling dealer. The retail purchasers order must show the cash allowance as having been applied to the vehicles purchase price as a separate line item. This program is compatible with the following program types, providing the vehicle meets all program eligibility requirements: Automobility Program, On-The-Job Program, National or Regional Consumer Cash Allowance/APR Programs. This program is NOT compatible with the following programs: All other TDM / E-certificate Programs, Military Consumer Cash, FFA Member Program, Total Loss Direct Offer Program, FCA US Employee Advantage Program, Friends Program, National or Regional Consumer Loyalty Cash Programs, Dealership Employee Purchase Program, FCA US Affiliate Rewards Programs, Existing Select Inventory Programs. Offers for qualified buyers only. See dealer for details. Offer information and data is provided by a third-party source. Contact Dealer for any program details, rules or Incentive Questions. Dealer.com assumes no responsibility for errors or omissions."
The USAA clearly says not eligible with Affiliate Rewards, while the PenFed does not! That's exciting for me! I'm going to join PenFed and call the Ram rebate number tomorrow and confirm compatibility. I've found that they're very friendly and will tell you what works and what does not. However, based on the above, I would bet that PenFed is compatible with Affiliate Rewards!
