You're correct and there are a lot of moving parts. Offers from FCA, bank rates, value of trade, value of the "new" truck, tax benefit of trade in vs. outright sale of your current vehicle. The more information you have the better equipped you are to make the right decision. Getting this vehicle deal done in 2022 vs. the beginning of 2023 is a big deal from a tax standpoint to my business. I need as accurate information as I can possibly get to navigate the best path. I can work with any information so long as I can count on it. If my truck is lost, stolen, at the back of the lot, about to ship, about to be delivered anything that was true would help me take the appropriate action.