ErikTheRed
Well-Known Member
Just last month I purchased a new 2024 Ram 3500 Bighorn CC LB 4x4 HO/Aisin SRW. A dealership in Reno (two hours from me) had pretty much the exact truck I wanted, and since last month Ram dealerships stopped accepting new orders for 2024's and with inventories dwindling, I drove up there and bought it. I replaced my 2006 Ram 2500 CC SB 5.9, which I loved and served us very well, but it was getting old. I got what I think was a very fair deal on the new truck, sticker on the truck was $74,800 and I got it for $62,200, and they threw in a spray-in bedliner and very nice side steps from a local truck store, and a set of Firestone Transforce AT2 tires since I didn't like the standard-issue Transforce tires. Aaanywho.... thats not what I came here to talk about LOL. I bought the 3500 because we do alot of towing and I figured since the price diff isn't huge from the 2500 to the 3500, and because I really want the Aisin trans, might as well go for it. Better to have too much truck and not need it than to have too little truck WHEN you need it, right? Ok so I buy the truck, and then we decide to also upgrade our toy hauler. Since I now have a 3500 with a long bed and plenty of power, we decide to make the change from a bumper pull to a 5th wheel. My wife and I go 5th wheel shopping (with her VERY particular and specific set of prerequisites, as well as a few of my own) and we decide on a Genesis Vortex 3016IKS. The Vortex is 37' long, has a GVWR of 15k and a hitch weight of 2700 lbs. I decided to hold off a bit on the purchase to do some more research. Welp, Im glad I did because now, after reading for the last couple days everything I can feast my eyes on covering this topic, I still have questions LOL. I know darn well my truck has plenty of "towing capacity" to pull a 15k trailer, thats not an issue. But as you all know, the issue is with payload capacity, especially with a heavy toy hauler. The door jamb sticker on my truck shows I have 4100 lbs of available payload. So, the quick & easy math for an uninformed nitwit is, 2700# pin weight + my wife and I + a 150# 5th wheel hitch + a bag of bbq briquettes and a cpl camp chairs = plenty of payload. Right? Nope, wrong. I didn't figure for LOADED pin weight, and I've learned the secret estimate formula is to add approx 22% of the trailer GVWR to the pin weight. Doing that, I end up with about 3300# pin weight, and now margins are getting razor thin. Adding my adjusted pin weight + 5th hitch + my wife and I and maybe the dog + the bag of briquettes and camp chairs and we're RIGHT AT that 4100# payload. And I mean, like, maybe even 50 lbs over and that doesn't even account for the can of Copenhagen in my pocket or my wife's crochet yarn ball. I've read countless forum threads and comments in the last few days, and I'm reading everything from the two extremes of this debate-- the goose-stepping payload Nazis who say even 3 ounces over the factory-stated payload limit and the Earth will cease to spin on its axis and cause a polar shift calamity, to the other end of the debate where I see "ahh thats hogwash, payloads ain't nothin more than snobby lawyer gobliddygook. I tow six railcars and D8 dozer over the Sierras with my Kia Sportage and I ain't never had no problems." Realistically, in my real life, I probably fall somewhere smack dab in the middle of those. Its kinda like knowing that the "posted speed limit IS the speed limit", but we all go a little over it anyway with regularity and we accept the risk to ourselves, and to an extent, the risk to others as well. So my question to those of us in the middle-ish of this eternal debate, how much over the payload is considered "the margin"? Yes I understand there really isn't a margin. I'm just asking, if my stickered payload is 4100, and say after I'm fully loaded my payload is a cpl/few hundred pounds over that, is that really the end of the world? What would you do or not do, and why?
Cue the comments, "you shoulda got a dually and this wouldn't be an issue." Yes, quite plainly, you'd be correct. But that would be entirely unhelpful considering, as stated above, I've already bought the truck and its not a dually. That I'm aware of, most dealerships don't have "ooops I goofed I shoulda bought a dually so I'm returning this SRW" policies, so I'm fairly well locked into this truck for at least the next 6 years. What I need to know is, or more accurately, what I'd like to hear opinions on, is whether or not we need to shop for a smaller/lighter toy hauler (which is not desirable for us) just because we might end up a couple hundred pounds over payload.
Also, can someone confirm that the rear axle in a 3500 HO/Aisin SRW is actually the same 12" axle thats in a dually? If it is, its my understanding that this axle actually has a GAWR of 11,000 lbs, and is rated at 7000# by Ram mostly due to tire/wheel capacity. And if THATS true, and the tires were upgraded to a higher load rating, would that actually increase the available payload of the truck...... even if the snobby lawyers would never officially agree to it?
Thanks for any advice or opinions!
Cue the comments, "you shoulda got a dually and this wouldn't be an issue." Yes, quite plainly, you'd be correct. But that would be entirely unhelpful considering, as stated above, I've already bought the truck and its not a dually. That I'm aware of, most dealerships don't have "ooops I goofed I shoulda bought a dually so I'm returning this SRW" policies, so I'm fairly well locked into this truck for at least the next 6 years. What I need to know is, or more accurately, what I'd like to hear opinions on, is whether or not we need to shop for a smaller/lighter toy hauler (which is not desirable for us) just because we might end up a couple hundred pounds over payload.
Also, can someone confirm that the rear axle in a 3500 HO/Aisin SRW is actually the same 12" axle thats in a dually? If it is, its my understanding that this axle actually has a GAWR of 11,000 lbs, and is rated at 7000# by Ram mostly due to tire/wheel capacity. And if THATS true, and the tires were upgraded to a higher load rating, would that actually increase the available payload of the truck...... even if the snobby lawyers would never officially agree to it?
Thanks for any advice or opinions!

