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For the OP... The available payload drops pretty quickly from the payload stated on the door tag once you add your passengers and stuff. My 22 3500 LB SRW says I have 4126 lbs payload. However it weighs 9500 lbs with full fuel, full def, bed liner, bed cover, family of 4, and all our stuff. Showing my math... 12300 - 9500 = 2800 lbs available payload. If I added a 5th wheel hitch you can take off another 150 - 200 lb (depending on the exact hitch).
2800lbs is your remaining payload, not available payload.
What’s leftover if you look at axle weight ratings instead of GVWR?
The door sticker payload isn’t a legal number in most states and can be deceiving. A DRW only has a 1,700lb higher payload but has a rear axle capable of holding 2,750lbs more. Which number do you think is more important?



