Ziegler Mopar Maxcare Options

[iflyskyhigh]

My 2020 8/60 same deductible was $1170, dealer did it for $1070.

Just be careful they don't try to roll it into the financing, unless you want to pay interest on a warranty...

My dealer said they were unable to match Ziegler.

We’ll see once I actually get there Sunday.

I’m not to busted up about it. I was just going to do the pay in full and save the interest as you advised.

I’m putting about half down on the truck. Planning on paying it off hopefully in less than 12 months. We paid my wife’s off in 3 months but this one is WAY more. So even if they roll it in shouldn’t make much difference.

Did you just tell them to make the warranty part of your down payment to avoid having it rolled into the loan?

 

[iflyskyhigh]

There is quite a difference between the 85k mile and 100k mile because for the 8/85k, it is coming up with $1350 with the PAYINFULL. Considering I only drove my last truck about 50k miles in the last 10 years, I should be safe with this one . I better jump on it before they raise the price.

Yes. It’s a substantial jump. I keep going back and forth. I drove 76k on my 2011 in just about 10 years so theoretically I could probably get away with the 8/85 BUT I was on the road a lot more back then and we are buying this to tow an RV so I think we’ll probably drive more??? Not sure what to do????

 

[Brutal_HO]

My dealer said they were unable to match Ziegler.

We’ll see once I actually get there Sunday.

I’m not to busted up about it. I was just going to do the pay in full and save the interest as you advised.

I’m putting about half down on the truck. Planning on paying it off hopefully in less than 12 months. We paid my wife’s off in 3 months but this one is WAY more. So even if they roll it in shouldn’t make much difference.

Did you just tell them to make the warranty part of your down payment to avoid having it rolled into the loan?

Not that it really mattered much in the end, but yes, $30K down on my UA Club card (of course it's paid off monthly...) Got me some serious miles and boosted the spend part required to hit the next status level with UA early that year. Comment was more for those not covering the extra additional cost in their down.

 

[iflyskyhigh]

Not that it really mattered much in the end, but yes, $30K down on my UA Club card (of course it's paid off monthly...) Got me some serious miles and boosted the spend part required to hit the next status level with UA early that year. Comment was more for those not covering the extra additional cost in their down.

That’s a riot. Was planning on the same. Paying the down payment with my CC to get the points if they let me.

I have almost a million points on 2 different cards but you can never have enough, right?!?!? Our company lets us us our personal cards to pay for expenses on the road and reimburses us weekly. Great job perk. Points pile up fast fueling a jet!

Anyway…thanks for the feedback…back to our regularly scheduled program….

 

[Brutal_HO]

That’s a riot. Was planning on the same. Paying the down payment with my CC to get the points if they let me.

I have almost a million points on 2 different cards but you can never have enough, right?!?!? Our company lets us us our personal cards to pay for expenses on the road and reimburses us weekly. Great job perk. Points pile up fast fueling a jet!

Anyway…thanks for the feedback…back to our regularly scheduled program….

Yea, I use my own card for everything except corporate air travel. We did a 7 night W Carib cruise a few years back on just my Amex points. Switched to a UA club card to get club access and other perks.

WRT warranty: I backed the dealer into the corner and used the financing and warranty as bargaining chips for doing $30K on a CC. Heard MD won't do that, something like $10K max. Knew an IBM salesman that tried to buy a 'Vette with his Visa card years back. I think they finally caved to do $30K and he paid cash for the rest.

 

[DougB]

Yea, I use my own card for everything except corporate air travel. We did a 7 night W Carib cruise a few years back on just my Amex points. Switched to a UA club card to get club access and other perks.

WRT warranty: I backed the dealer into the corner and used the financing and warranty as bargaining chips for doing $30K on a CC. Heard MD won't do that, something like $10K max. Knew an IBM salesman that tried to buy a 'Vette with his Visa card years back. I think they finally caved to do $30K and he paid cash for the rest.

I didn’t think to ask how much could go on a card. 2% cash back on $10k would have been nice. I’ll do the warranty on the card though.

 

[franko]

Yea, I use my own card for everything except corporate air travel. We did a 7 night W Carib cruise a few years back on just my Amex points. Switched to a UA club card to get club access and other perks.

WRT warranty: I backed the dealer into the corner and used the financing and warranty as bargaining chips for doing $30K on a CC. Heard MD won't do that, something like $10K max. Knew an IBM salesman that tried to buy a 'Vette with his Visa card years back. I think they finally caved to do $30K and he paid cash for the rest.

I've tried using my CC for the last couple of vehicles down payment and both dealers maxed me at 10k. Didnt think of trying to use financing through them as a bargaining chip.
Good tip.

 

[jadmt]

Remember a card costs them 2-3% so that is why they don’t like them

 

[Brutal_HO]

Remember a card costs them 2-3% so that is why they don’t like them

Right, which is why I had to sweeten the deal for them.

They backed themselves into a corner a bit when they said I could put my down on a CC before they thought to ask how much.

 

[dm6]

Remember a card costs them 2-3% so that is why they don’t like them

Aren't any of these dealers charging you a fee to use the card? I thought this would be a great idea too but didn't even ask because when they took my $1,000 deposit, there was going to be a small fee if it was put on a credit card so I just wrote a check.

 

[franko]

Aren't any of these dealers charging you a fee to use the card? I thought this would be a great idea too but didn't even ask because when they took my $1,000 deposit, there was going to be a small fee if it was put on a credit card so I just wrote a check.

I've never had to pay a fee, they just limited how much on the CC. If they wanted to charge a fee, I'd just write a check too. The whole point of using the card is for the points, so why bother if the fee is going to wipe out the benefit?

 

[dm6]

On more thing on these MaxCare warranties:

I see that they come with stuff like rental car allowance, towing, etc. Is that stuff subject to the deductible too? Is it still covered during the first 3 years of the original warranty? So, for example, if something needed repairs within the first year, the original warranty would cover it so no deductible would be paid, but do you still get the additional benefits of the MaxCare? And when it says coverage begins from 0 miles/date of delivery, that doesn't mean it overrides the original warranty, does it?

 

[jadmt]

It is funny plugging in numbers for the warranty the cost goes up the more miles you have. Seems it would not matter as the warranty is mileage and time based seems 85000 warranty that lasts 7 years would be the same whether you start with 10000 miles or 16000 miles

 

[jadmt]

On more thing on these MaxCare warranties:

I see that they come with stuff like rental car allowance, towing, etc. Is that stuff subject to the deductible too? Is it still covered during the first 3 years of the original warranty? So, for example, if something needed repairs within the first year, the original warranty would cover it so no deductible would be paid, but do you still get the additional benefits of the MaxCare? And when it says coverage begins from 0 miles/date of delivery, that doesn't mean it overrides the original warranty, does it?

No factory is what is used until it expires. Once factory warranty expires them maxcare takes over.