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What are you paying for diesel these days?

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$4.19 in Yorktown, VA, $4.06 if you use the Upside app. If you don't have this app your missing out, easiest way to recoup fuel costs!.
 
If you aren’t planning for gas to double in the next 10 years you’re not planning right. Same with electricity.

If it doesn’t, you have extra money. If it does, you’re not stressing. Kind of simple.


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Paying about $4.50 in NH. I've stopped paying much attention to be honest since there isn't a damn thing I can do about it but be pissed at the pump. Luckily I'm working from home now, so my trips are solely fun and errands, which helps a lot with the cost of the rig.
 
mountainears said:
Cracks me up. What tax you don’t pay by moving out of California you pay in other ways. Go to Florida they nail you in insurance costs for example. Besides monetary things many are not great places to live IMHO. I don’t want the winters of Idaho or Montana as an example. Plan to retire where you want to live not how you want to live is my thinking. California I enjoy and is a big state with a huge variety in costs of living and terrain/climate. I moved and retired out of the Bay Area but still am in California and love it.


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This is not true. I have looked extensively at the total costs of living in other states I'm considering on an apples to apples comparison to California, especially to where I now live in the supposedly less expensive far north state. There are some very desirable places to live in this country that are FAR less expensive than anywhere in California. Property costs, total tax burden, insurance, food, fuel, healthcare, pet care, dental care, utility costs, pretty much across the board. I live near Mt Shasta and while it is beautiful here, there are many places that equal it in beauty and climate. And most folks are generally much more kind, courteous, and neighborly than most Californians as well. I have many friends who have moved to other states and these are universal truths about where they live, from Idaho to Florida, Arizona to North Carolina, and many places in between.

Your comments lead me to believe that you have not a done a deep dive into those actual costs. Yes, states in the hurricane belt or tornado alley have higher insurance rates than the national average, but try buying fire/homeowners insurance in rural California. First off, you can't because insurers are no longer offering policies in those areas. That leaves the cruelly named California "Fair" Plan that only covers your primary residence, and poorly at that. That means you have to buy a companion policy to cover your belongings, other damages, and liability. This easily starts out at $5k - 6k per year. I can buy a $300k house on acreage in eastern Tennessee and expect to pay $1200 - 1500 per year for homeowner's insurance and about $900 a year in property taxes. Yes, the sales tax in TN is around 9.5%, but is that really much more than California's 7.5 - 8 +. And it would run me about $87 a year to register my truck, which I think pretty much offsets the difference between the $1100 to register my truck here for normal annual purchases on its own.

It sounds like you have it pretty nice where you are and how you want to live. I'm guessing you did well selling your Bay Area holdings and moving on to a more desirable place to live, like many have done to our once but no longer affordable Mt Shasta area. Good for you and I hope you can enjoy it. There are a great many of us that don't have that luxury of choice and therefore have to look outside of the California box. 5 years ago I calculated that my modest pension and retirement savings would allow me to live comfortably for the rest of my life. That is most certainly not the case anymore and it never will be again in California. I hope you wish me and others like me well because it's now a very big concern and there is no hope of improvement on the horizon.
 
I didn’t say California was cheaper or the cheapest. Last I looked it is usually in the top 10 depending on what list you look at. But by how much, and which expenses are most important to you. But the main point I was trying to make is factoring in where you WANT to live. Some of those places that may be a bit cheaper there is no way I want to live there. I enjoy visiting Idaho and Montana, no way I want to live there. I pay more to live where I want to live and acknowledge that. Much like people pay more to live in a nicer house.


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CaptainMike said:
This is not true. I have looked extensively at the total costs of living in other states I'm considering on an apples to apples comparison to California, especially to where I now live in the supposedly less expensive far north state. There are some very desirable places to live in this country that are FAR less expensive than anywhere in California. Property costs, total tax burden, insurance, food, fuel, healthcare, pet care, dental care, utility costs, pretty much across the board. I live near Mt Shasta and while it is beautiful here, there are many places that equal it in beauty and climate. And most folks are generally much more kind, courteous, and neighborly than most Californians as well. I have many friends who have moved to other states and these are universal truths about where they live, from Idaho to Florida, Arizona to North Carolina, and many places in between.

Your comments lead me to believe that you have not a done a deep dive into those actual costs. Yes, states in the hurricane belt or tornado alley have higher insurance rates than the national average, but try buying fire/homeowners insurance in rural California. First off, you can't because insurers are no longer offering policies in those areas. That leaves the cruelly named California "Fair" Plan that only covers your primary residence, and poorly at that. That means you have to buy a companion policy to cover your belongings, other damages, and liability. This easily starts out at $5k - 6k per year. I can buy a $300k house on acreage in eastern Tennessee and expect to pay $1200 - 1500 per year for homeowner's insurance and about $900 a year in property taxes. Yes, the sales tax in TN is around 9.5%, but is that really much more than California's 7.5 - 8 +. And it would run me about $87 a year to register my truck, which I think pretty much offsets the difference between the $1100 to register my truck here for normal annual purchases on its own.

It sounds like you have it pretty nice where you are and how you want to live. I'm guessing you did well selling your Bay Area holdings and moving on to a more desirable place to live, like many have done to our once but no longer affordable Mt Shasta area. Good for you and I hope you can enjoy it. There are a great many of us that don't have that luxury of choice and therefore have to look outside of the California box. 5 years ago I calculated that my modest pension and retirement savings would allow me to live comfortably for the rest of my life. That is most certainly not the case anymore and it never will be again in California. I hope you wish me and others like me well because it's now a very big concern and there is no hope of improvement on the horizon.
Click to expand...

And I do wish you all well and wished you might have calculated a little more explosive growth in expenses when looking at your retirement. I was fortunate (in some ways) and hopefully calculated well, I retired early so I have quite a bit of risk and could end up in that position as well. Hoping not.


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