Reminds of a story. I wanted to replace my HVAC in my house in MN. It was not giving me trouble, but it was 20+ years old and I didn't want trouble with in the severe winters up there. I had a buddy that owned an HVAC company. I rode dirt bikes with him, had been on a couple of trips, had him out to the house, a buddy. So I get an estimate from him. It was like $8-9K. Seemed high. This was 20 years ago. So I called a well known HVAC company to give me another estimate. Somewhere around $5K for the same work/equipment. I told my buddy about it, as I felt bad I wasn't going with him. He says "Oh, we can do it for that. Same equipment I'd already estimated for you.". WTH?! I let him do the work and he did a good job, but we were just shocked he was so willing to rip us off. He acted like it was no big deal.