Current financing rates....?

[aaronedmonton]

Bought my truck at a dealer. They gave me 5.5% @72 months and I accepted knowing I would refinance later.

6 months later I refinanced with local credit union (back in May 22) with 10k down on the balance. 3.5% @72 months now. Excellent credit score.

 

[sanda]

On the 30th of June I got a 2.84% rate for 76 mo, I have a 865 credit score

I was always told 850 is max score

 

[Thisnthat]

I was always told 850 is max score

at least one of credit reporting agencies goes up to 900

 

[pr3dict]

at least one of credit reporting agencies goes up to 900

It also depends on the credit score model they are using. Auto 8, 10, etc...

 

[Redfour5]

Isn’t 850 the highest score you can get?

900 on the new scale. But anything above 850 is pretty much perfect.

 

[Blythkd1]

900 on the new scale. But anything above 850 is pretty much perfect.

Yup, used to be 850 top. Went to 900 a few years ago.

 

[Eastcoasttattoo]

Man the rates right now suck. Best I could get was 5.5% through chase. My credit union offered 4% (lowest they offer right now) but wouldn't finance the amount I wanted and I didn't feel like putting a huge down payment. So I took the 5.5 and will refi in a year.

 

[rudyyoko]

From who?.. I have 830 and could only get 3.9% 60 months

My wife thinks I only have 3 guns

"My wife thinks I only have 3 guns"
Well if you think about it, some are pistols, some are rifles, some are shotguns, others carbines, and the ugly black ones are considered assault rifles by some people. So, you are probably being more honest with your wife thank you realize.

 

[Ironsides77]

Does anyone know if one is able to pay for a truck that is being built?


I was pre approved through my bank and they locked me in for 90 days, they even sent me the check haha