darrellr
Active Member
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Agreed here. Insurance will pay, but might drop you after the fact. But I do fall on the side of not giving a attorney any extra ammunition against you in a civil claim. Jurors may not understand physics or towing, but if they hear you should only pull 14000# but you were pulling 15000#, it gives them something quantitative they can latch onto.Insurance is pretty much by definition, coverage for stupid.
This theory of denied coverage gets tossed around a lot, but like @UglyViking said, I doubt anyone has ever seen an actual report of being denied coverage. They cover DUI, then promptly drop you. Last time I checked, DUI was still illegal.
