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0% APR
- Thread starter BusterRam
- Start date
S
Same, 0% for 3 years on a $80k truck is still unaffordable. Haha
Greenhills
Well-Known Member
What, you guys don't have 2k a month for a truck payment?
99.99% of people can't afford this, no idea why you would put this promotion on.
99.99% of people can't afford this, no idea why you would put this promotion on.
Redfour5
Well-Known Member
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I'm thinking this is the break point for price reductions. They will expand the months at zero or .9, something low here soon. I decided to not order one due to the horror stories I read on the order threads and time frames of getting one and then having critical (subjective) things deleted due to chip shortages. Anyway, In looking very hard for months, It was almost impossible for me to get my "required" items. On two occasions they were sold out from under me before I could even contact the dealers or while I was dealing. I finally found one 500 miles away. It was in a batch of identical ones (10 order dealer limit/many still in transit) but for some reason was a lower MSRP vs the other ones that came in by about 1800 bucks with the last ones coming in 4K higher MSRP... Really? Identical units except color coming in over a month period, three different MSRP's. So the dealer put it out as a "special!" on the website. It was even my color (billet silver) so I jumped and drove to get it. I got a good deal even according to Carguru's. The dealer also gave me around 4K more for my trade (2021 Built to Serve 1500) vs locals (43K vs 39K). The dealer is the Auto Ranch out of Ontario Idaho. Good straightfoward dealer, only a few "games" like etching and pulsing tail lights... Honest on the financing part. I got a 3.24 financing for 84 months...almost unheard of now days...
Now five weeks later, most of them are still on the lot. My local dealers in Montana (within a couple hundred miles) are all marked up anywhere from 3K to 7K above MSRP with few choices. I have stayed in touch with my dealer as we do the title stuff back and forth and he said everything just stopped cold when the gas prices went up after the Ukrainian war started... I'm looking at fifth wheel trailers also and they have done the same thing. For about a year, trucks and trailers disappear seemingly almost immediately upon hitting lots or even before when in transit... Now, everywhere within 500 miles of me, the same ones are on the lots that were there a month ago... Interesting... AND now, I'm finally starting to see the dealers give on pricing...a bit...here and there. In fact, I see one now a 6.4 Hemi, console, Off road package, that has dropped four K and is now below MSRP at one smaller MT dealer...within 150 miles. I would have bought that one frankly. But am happy with mine... There have been virtually NO DEALS of any kind from FCA/Stellantis on 2500's period for a good six months or more and now this.
I was frankly wondering when it would start. We may finally be seeing a break in the never ending upward cycle... Oh, and they now have the Power Folding mirrors/electric convex adjustable again on Laramies... That was the one "requirement" I was unable to get as they were not available for about five months on Laramies being saved for Limiteds.
Notwithstanding the cost of money i.e. investment return vs borrowing cost, I would expect most don't finance the full amount with trade+down factored in.