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2022 Ram HD Builds and orders - Post and discuss your TRUCK order here! ** NEW USERS READ POST #1 **

All above comments about financing really helps, as I need to look at it very soon. Can't say how accurate the status updated on tracker, but saw 3 different updates on 8/25 (in production), 8/26 (built), 8/27 (shipped) really surprized me, finger crossed to hope the transportation won't suck.
If FCA financing can offer 2.9% for 60 months term, that's great, as I haven't seen any lower rate than that, even Penfed is at high above 5%.
Prime Rate is currently at 5.50%.

I have a HELOC that follows prime, that has gone from 3.25% to 5.50% in the span of a few months time.

If you can secure funding in the 2-3% range that is good at the moment.
 
Apparently when the tracker says shipped it may not actually be shipped. Initially tracker said Shipped 8/23, checked today and Shipped date changed to 8/27. Now I don’t know if the damn thing shipped or if the date will change again.
Yeah, definitely will keep checking tracker multiple times everyday until really get the call or e-mail from dealer. When you saw the shipped status at first time, is there any estimated deliery date also provided on tracker? When I got it today, it was TBD, but now it turned to 9/21, hope the shipment details has been finalized. I will reach out our magician to get more insight day later, bless me.
 
Apparently when the tracker says shipped it may not actually be shipped. Initially tracker said Shipped 8/23, checked today and Shipped date changed to 8/27. Now I don’t know if the damn thing shipped or if the date will change again.
Most likely...8/23 was when it went KZM...or got loaded and hitched onto the first train. Then, went KZT on 8/27 when that rail car swapped to the second train. This is normal.
 
Prime Rate is currently at 5.50%.

I have a HELOC that follows prime, that has gone from 3.25% to 5.50% in the span of a few months time.

If you can secure funding in the 2-3% range that is good at the moment.
Navy Federal still has decent rates FWIW.
 

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Apparently when the tracker says shipped it may not actually be shipped. Initially tracker said Shipped 8/23, checked today and Shipped date changed to 8/27. Now I don’t know if the damn thing shipped or if the date will change again.
Mine had a shipped date of 7/27, but it didn’t get loaded onto a train to the port until 8/20. Still waiting to get onto a boat.
 
It's possible I misunderstood what I heard over the phone, but what I thought they told me was that if you intended to use incentivized Chrysler financing the price goes up $1000. That's not what the disclaimer at the bottom of the form I signed says though; apparently if you use Chrysler financing at all you're fine.
I just got my 2022 RAM in Jan and the dealership quoted me 3.9% financing. I ask if that was the best they could do and they stated "yes". I chose to get financing through my own bank at 1.8%. My Niece just purchased a new 2022 Cherokee from a dealer three months ago and was quoted 4.2%, I told her to use my bank and she was able to get 2.9%. Her credit wasn't as good as mine.

Last week I helped a lady purchase a 2022 Mitsubishi Outlander where the dealer ran her credit and stated 4.9%. She called her bank and was provided 3% given her good credit.

The above three scenarios tell me it's a fact the dealers make money on the financing. Therefore I've come to the conclusion it's better the customer shop their own financing.

Keep in mind! NO ONE loans money for free. I don't believe Chrysler, Ford or Chevy finances their vehicles for free for any amount of time. The finance charge is incorporated in the price of the vehicle these days.

I recall when furniture companies promised 0% financing in order to make a sale, but you had to pay it off before time ran out. If time ran out or you missed a payment the finance charge went up tremendously. Been a while since I reviewed this scenario but I believe the finance charge went up to like 18-21% on the unpaid balance.

Again! I'm not trying to throw anyone under a bus, Just food for thought to those still trying to figure out financing. Do your homework!
 
I just got my 2022 RAM in Jan and the dealership quoted me 3.9% financing. I ask if that was the best they could do and they stated "yes". I chose to get financing through my own bank at 1.8%. My Niece just purchased a new 2022 Cherokee from a dealer three months ago and was quoted 4.2%, I told her to use my bank and she was able to get 2.9%. Her credit wasn't as good as mine.

Last week I helped a lady purchase a 2022 Mitsubishi Outlander where the dealer ran her credit and stated 4.9%. She called her bank and was provided 3% given her good credit.

The above three scenarios tell me it's a fact the dealers make money on the financing. Therefore I've come to the conclusion it's better the customer shop their own financing.

Keep in mind! NO ONE loans money for free. I don't believe Chrysler, Ford or Chevy finances their vehicles for free for any amount of time. The finance charge is incorporated in the price of the vehicle these days.

I recall when furniture companies promised 0% financing in order to make a sale, but you had to pay it off before time ran out. If time ran out or you missed a payment the finance charge went up tremendously. Been a while since I reviewed this scenario but I believe the finance charge went up to like 18-21% on the unpaid balance.

Again! I'm not trying to throw anyone under a bus, Just food for thought to those still trying to figure out financing. Do your homework!
Usually they give you the option of 0% or cash incentives, not that there are any right now. Dealers definitely do markup rates, it's called finance reserve and it's usually 1%-3%.

Offering 0% interest I don't believe is baked into the price necessarily, but not all buyers will qualify and of those that do oftentimes the cash rebates are worth more than financing at 0% so if you take the financing option that's money left in the OEM's pocket.
 
I just got my 2022 RAM in Jan and the dealership quoted me 3.9% financing. I ask if that was the best they could do and they stated "yes". I chose to get financing through my own bank at 1.8%. My Niece just purchased a new 2022 Cherokee from a dealer three months ago and was quoted 4.2%, I told her to use my bank and she was able to get 2.9%. Her credit wasn't as good as mine.

Last week I helped a lady purchase a 2022 Mitsubishi Outlander where the dealer ran her credit and stated 4.9%. She called her bank and was provided 3% given her good credit.

The above three scenarios tell me it's a fact the dealers make money on the financing. Therefore I've come to the conclusion it's better the customer shop their own financing.

Keep in mind! NO ONE loans money for free. I don't believe Chrysler, Ford or Chevy finances their vehicles for free for any amount of time. The finance charge is incorporated in the price of the vehicle these days.

I recall when furniture companies promised 0% financing in order to make a sale, but you had to pay it off before time ran out. If time ran out or you missed a payment the finance charge went up tremendously. Been a while since I reviewed this scenario but I believe the finance charge went up to like 18-21% on the unpaid balance.

Again! I'm not trying to throw anyone under a bus, Just food for thought to those still trying to figure out financing. Do your homework!
Yep, dealers (former one here) make money in F&I by marking up the loan rate. Look at local Credit Unions for the best interest rates.
 
I just got my 2022 RAM in Jan and the dealership quoted me 3.9% financing. I ask if that was the best they could do and they stated "yes". I chose to get financing through my own bank at 1.8%. My Niece just purchased a new 2022 Cherokee from a dealer three months ago and was quoted 4.2%, I told her to use my bank and she was able to get 2.9%. Her credit wasn't as good as mine.

Last week I helped a lady purchase a 2022 Mitsubishi Outlander where the dealer ran her credit and stated 4.9%. She called her bank and was provided 3% given her good credit.

The above three scenarios tell me it's a fact the dealers make money on the financing. Therefore I've come to the conclusion it's better the customer shop their own financing.

Keep in mind! NO ONE loans money for free. I don't believe Chrysler, Ford or Chevy finances their vehicles for free for any amount of time. The finance charge is incorporated in the price of the vehicle these days.

I recall when furniture companies promised 0% financing in order to make a sale, but you had to pay it off before time ran out. If time ran out or you missed a payment the finance charge went up tremendously. Been a while since I reviewed this scenario but I believe the finance charge went up to like 18-21% on the unpaid balance.

Again! I'm not trying to throw anyone under a bus, Just food for thought to those still trying to figure out financing. Do your homework!
I went through my home bank for mine.
My credit score was 820 so I knew their would be no problem. A credit union is one of my banks but they don’t loan on trucks bigger then a 2500. My other bank which we use most the time didn’t care what size truck we were buying, have always been good to us, so I had no problem giving them the opportunity
 
My truck showed that it shipped on 07-26 and has been in "KZLD" status since. I spoke to the dealer today and they stated the system showed "removed informal quality control that was pending." Checked Ram Tracker and it still stated "shipped to dealer" and delivery date shows "TBD" still. Anyone else had this issue?
 
My truck showed that it shipped on 07-26 and has been in "KZLD" status since. I spoke to the dealer today and they stated the system showed "removed informal quality control that was pending." Checked Ram Tracker and it still stated "shipped to dealer" and delivery date shows "TBD" still. Anyone else had this issue?
Mine allegedly shipped on 7/27, but there was no movement until it caught a train to the port on 8/20. It was offloaded on 8/29, the status was changed to KZ OB and the estimated delivery date changed from 9/19 to TBD.
 
I went through my home bank for mine.
My credit score was 820 so I knew their would be no problem. A credit union is one of my banks but they don’t loan on trucks bigger then a 2500. My other bank which we use most the time didn’t care what size truck we were buying, have always been good to us, so I had no problem giving them the opportunity
My truck showed that it shipped on 07-26 and has been in "KZLD" status since. I spoke to the dealer today and they stated the system showed "removed informal quality control that was pending." Checked Ram Tracker and it still stated "shipped to dealer" and delivery date shows "TBD" still. Anyone else had this issue?
I have been 25 days in JB. Just got it confirmed this afternoon. My dealer told me mine was KZLD on 8/15 so I asked our man in the know and he just confirmed JB since 8/05. I don’t think the dealers know as much as they think they do.
 
Does anyone remember the rough number of trucks Mark Dodge is selling per month? I know it's on this thread somewhere
 
It's possible I misunderstood what I heard over the phone, but what I thought they told me was that if you intended to use incentivized Chrysler financing the price goes up $1000. That's not what the disclaimer at the bottom of the form I signed says though; apparently if you use Chrysler financing at all you're fine.

I just got my 2022 RAM in Jan and the dealership quoted me 3.9% financing. I ask if that was the best they could do and they stated "yes". I chose to get financing through my own bank at 1.8%. My Niece just purchased a new 2022 Cherokee from a dealer three months ago and was quoted 4.2%, I told her to use my bank and she was able to get 2.9%. Her credit wasn't as good as mine.

Last week I helped a lady purchase a 2022 Mitsubishi Outlander where the dealer ran her credit and stated 4.9%. She called her bank and was provided 3% given her good credit.

The above three scenarios tell me it's a fact the dealers make money on the financing. Therefore I've come to the conclusion it's better the customer shop their own financing.

Keep in mind! NO ONE loans money for free. I don't believe Chrysler, Ford or Chevy finances their vehicles for free for any amount of time. The finance charge is incorporated in the price of the vehicle these days.

I recall when furniture companies promised 0% financing in order to make a sale, but you had to pay it off before time ran out. If time ran out or you missed a payment the finance charge went up tremendously. Been a while since I reviewed this scenario but I believe the finance charge went up to like 18-21% on the unpaid balance.

Again! I'm not trying to throw anyone under a bus, Just food for thought to those still trying to figure out financing. Do your homework!
yes, it is $1000 off the price that is already shown on the Koons paperwork by going of Chrysler financial, it's only for purchases and not leases. if you do decide to go with another bank you lose the $1000. what I heard from other members is that you have to have it for a number of months, don't recall specific, then you can refi and take advantage of the money off if it makes sense on the APR as well.

Rereading my original koons email I missed out on another 0.5% off if i had purchased a tread lightly membership...grrrrr
 
Ho
can someone explain this to me, its a Laramie but I can’t find a build sheet or a window sticker. Is it in Transit? I ordered end of May can’t be that quick. Fully loaded except 5th wheel and trailer tow cameras. I ordered a Tradesman in January only took 4 months with moderate options. I figured November or December for this build. This group has been invaluable with the help on both of my builds.
Thank you all!!
View attachment 43181
How did you access this info, haven't been able to find any status on my order
 
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