I considered only a 3500 because of past experience with payload. Even with a smaller TT like ours, once you hook it up and put the @1,000 lbs hitch weight on the truck, add a canoe on the roof of the added on canopy, camping gear, firewood, generator, etc. in the bed, a couple of people and a couple of dogs in the cab and well, a 2500 was cutting it close. With the 3500 I never worry about the payload. And I would consider the ride of my 3500 just fine. If I am lazy, I don't even air down the tires when not towing and I have never had any complaints about the ride. If I drove it distance to work every day, did not tow anything, and never had anything like 2,000 lbs of concrete pavers in the bed, I might have considered a 2500, but even then, likely not. But that is just me. Judging from the number or 2500s I see around here compared to 3500s, I am in the minority!