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2022 Ram HD Builds and orders - Post and discuss your TRUCK order here! ** NEW USERS READ POST #1 **

Has anyone confirmed the PenFed offer is valid on 2022 MY trucks yet?
I was just trying to look into it since I just made 60 days with them and that part of the website is down.
 
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mcarey said:
You can do the PenFed option, and you'll be eligible in 60 days for 1K off. Best part of that is that it shouldn't go away between now and then, as it's been valid for quite a while now. You can also sign up for RAMs emails, and they occasionally send out 500-1000 off RAM-cash coupons. Only issue with them is that they often only last the month they come out, and customer support or whatever seemingly has very little control over renewing them or whatever.
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That’s a great idea. Where do you sign up for the penfed or if ram does union discounts.
 
I’ve not heard anybody mention financing? What’s the best? I’m upper 800’s and I was told 2-3 apr? Depending on term.
 
DZ2112 said:
I’ve not heard anybody mention financing? What’s the best? I’m upper 800’s and I was told 2-3 apr? Depending on term.
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This doesn't get talked about all that much simply due to the massive amount of variance that determines rates. You may have a great score, but be at your maximum loan allowance. You may have a horrid score, but only need 5K to cover the loan on the vehicle. You may have a great score, and have zero debt, but your loan history is shoddy at best. Etc., etc., etc.

About six months ago there was quite the hooplah generated from one user, and a well-respected dealer at the time, because he was told that most sales are getting roughly 2.X% financing, but then when he showed up to pick up his truck, he actually qualified for some astronomical rate. After bashing the dealer for a while, his tune changed to how he didn't care because he'd just get his own excellent rate so screw them. Then he went seemingly radio-silent. For many of us, it was pretty obvious that this wasn't an issue with the dealer or the bank, but simply this guys delusion on what rate he would actually get - but it does circle back pretty well to the original point. It's just not really worth anyones time here to try and speculate what you may or may not get from whatever bank you chose to use.

*(Worth mentioning, the dealer was who I also used a few weeks later, and they offered to match the exceptionally competitive rate I brought in but we both agreed there was no reason to actually go ahead and do that.)

Right now, it looks like most banks can get you ~2% to ~3% APR (varies on term length, quite a bit, obviously) plus or minus a quarter point or so. That said, only well qualified candidates are eligible for those rates. YMMV.

The biggest takeaway I try to give people here, and in my social circles, is to contact a handful of banks right around the time of purchase and get the best rate you can get. Bring that pre-approval to the dealership, and tell them you're going to use this unless they can beat that rate. Best case, they beat it and you're paying a bit less than you expected. Worst case, you already did a bunch of the leg work and walk out paying what you were already expecting to pay. Win/win in my book.
 
fastfreddy said:
I was told that too, but the FCA affiliate site states that not all dealers participate. I called them to get clarification, and I was told that it is up to the dealer if they want to accept it or not.
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Dealers don't have to accept any discounts, including EP pricing.
 
mcarey said:
<SNIP>

The biggest takeaway I try to give people here, and in my social circles, is to contact a handful of banks right around the time of purchase and get the best rate you can get. Bring that pre-approval to the dealership, and tell them you're going to use this unless they can beat that rate. Best case, they beat it and you're paying a bit less than you expected. Worst case, you already did a bunch of the leg work and walk out paying what you were already expecting to pay. Win/win in my book.
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This.

I ended up inking a deal with my PREFERRED BANK but the dealer got a slightly better rate than I already had pre-approved from them (and others) and it helped sweeten the deal for the dealer enough for them to agree to accept a $30K down I put against (always paid off) CC. That included my refusal to do business with several lenders for conscientious reasons. I also beat them up with an online discounted price for MAXCARE from Zeigler and let them play on that.
 
rockman88 said:
Also, it is very hard for dealers to get good info, as the situation is sometimes day to day.

So, in some crazy attempt to make sense of all this, I’m starting to think the supply chain issues are worse than we think, making it hard for the manufacturers to operate consistently and on a schedule, which also explains dealer and Ram Chat lack of credible info.


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That's why I don't use my dealer or Ramchat.
 
The dealer markups and even msrp of these trucks is rising every week or two. Any of you who think you will put a dealer in their place or hurt them by “walking away” are mistaken. If a dealer tries anything against your deal at delivery they probably want you to walk so they can sell it for more to someone else. Even a regular cab, they can’t get or keep anything on the lots due to shortages and people are going nuts buying HDs right now.

All of that said, I don’t blame anyone from walking away. I would do it on pure principle in certain occasions. Just don’t think you are teaching them a lesson or hurting them in any way.
 
James_setz2784 said:
I’m leaving it up to my dealer to inform me about that ending. If they don’t tell me anything, and when it comes time to take delivery of the truck, they pull that game on me....... they won’t like the out come lol
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I was wondering about my price the general manager gave me on my truck last night knowing the sticker was up almost 1 k from when it was ordered and it was 8k off mark. He said the price we agreed on is the price!
 
Bruno Diesel said:
I was wondering about my price the general manager gave me on my truck last night knowing the sticker was up almost 1 k from when it was ordered and it was 8k off mark. He said the price we agreed on is the price!
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Same here, just got a new printed sheet showing the MSRP up around $900. I said hey is my price still good, he said yes.
 
tolym said:
That can’t be a 9/7 VIN. Your dealer probably put in your order later then 9/7.

3C6UR5NL9NG161545 this is a 9/6 order vin. Doubt there was nearly 15k trucks ordered in 1 day.
Ask your dealer for a POC. It’ll say when the order was placed.


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Ordered mine on 9/7 and the last 8 are NG161647
 
LonghornLimitedMegaCab said:
Same here, just got a new printed sheet showing the MSRP up around $900. I said hey is my price still good, he said yes.
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Mine actually went down $300 because at the time of initial order, adaptive steering was selectable as an independent option, but when it was accepted by the factory, became included as part of the safety group so they dropped the $300 charge.


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BrentD86 said:
The dealer markups and even msrp of these trucks is rising every week or two. Any of you who think you will put a dealer in their place or hurt them by “walking away” are mistaken. If a dealer tries anything against your deal at delivery they probably want you to walk so they can sell it for more to someone else. Even a regular cab, they can’t get or keep anything on the lots due to shortages and people are going nuts buying HDs right now.

All of that said, I don’t blame anyone from walking away. I would do it on pure principle in certain occasions. Just don’t think you are teaching them a lesson or hurting them in any way.
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I've been thinking about this the whole time I've been waiting for my truck. Seems to me that my dealer would be perfectly happy if instead of selling to me the truck I ordered for thousands under MSRP they got me to walk away and sold the truck to someone for thousands over MSRP. I've read on here that dealers have to get permission from FCA to sell a customer order to another buyer, but does anybody believe that this permission would not be given?
 
Spreader said:
I've been thinking about this the whole time I've been waiting for my truck. Seems to me that my dealer would be perfectly happy if instead of selling to me the truck I ordered for thousands under MSRP they got me to walk away and sold the truck to someone for thousands over MSRP. I've read on here that dealers have to get permission from FCA to sell a customer order to another buyer, but does anybody believe that this permission would not be given?
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I think FCA is just looking for confirmation from the customer that they ordered the truck and not the dealer…to make sure a dealer wasn’t just trying to get another lot unit. But if they’re playing pricing games with you, it’s possible FCA could say no since that would be damaging to the RAM brand.
 
neophyteguy said:
Ordered a Limited 9/9 (161870 last VIN numbers) and thought I'd waste some time with Ram chat just now. Got this...

Thank you so much for holding. I am showing all of the materials needed to start the build process have been received. The vehicle should be entering the build process shortly. Currently no Dealer ETA has been provided.

Wish I actually believed they had the materials at hand. They said the order has been in that status for 13 days and that they no longer gave out codes but that "some people have gotten coded from their salesperson". Just not gonna bother Mark Dodge on it yet.

I'll go back to my corner now....:)
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Hemi or cummins?
 
Surf2snow1 said:
I think FCA is just looking for confirmation from the customer that they ordered the truck and not the dealer…to make sure a dealer wasn’t just trying to get another lot unit. But if they’re playing pricing games with you, it’s possible FCA could say no since that would be damaging to the RAM brand.
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My salesman explained to me that in years past, Sold-Order units did not get deducted from that dealers’ monthly allocation allowance. Sold-orders were an independent deal. Today, with the shortage of parts and the change in production, sold-order units are now deducted from the dealers monthly allocation. FCA / Stellantis wants more proof of a sold order and a deposit down in order to secure the sold order. Other dealers were trying to do as said above, order trucks as sold and then put them in to their inventory. As he said, “he’d rather know the truck is sold regardless” but even then, trucks sell quickly these days. I am hoping my dealer honors the price we agreed on and all is well. However, I can imagine that FCA / Stellantis would most definitely want to know why you backed out of a sold-order and it would absolutely look bad on their behalf.


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