HD Truck Insurance Any Pay per mile options?

[pkane]

Does anyone use a pay per mile insurance on 2500/3500 trucks for non-commercial purposes?

Purpose: I'm in Washington State and would be using the HD truck for towing a TT for recreational purposes.

I've searched google and this forum without any results in the first 30 posts so forgive me if this has been answered previously.

 

[H3LZSN1P3R]

That sounds like an awful way to pay i just pay once per year

 

[pkane]

That sounds like an awful way to pay i just pay once per year

We drive less than 200 miles per month outside of camping season. I'm a Mall-Terrain Truck Owners

 

[Brutal_HO]

Does anyone use a pay per mile insurance on 2500/3500 trucks for non-commercial purposes?

Purpose: I'm in Washington State and would be using the HD truck for towing a TT for recreational purposes.

I've searched google and this forum without any results in the first 30 posts so forgive me if this has been answered previously.

I'm dying here WRT your avatar pic.

 

[H3LZSN1P3R]

We drive less than 200 miles per month outside of camping season. I'm a Mall-Terrain Truck Owners

To be honest i didn't even know that was a thing, i put about 25k-30k km (15k-19k miles) per year on my truck though lol

 

[jadmt]

I searched via google and got all kind of hits. some by the mile and others low milage discounts...

 

[LateToTheParty]

I'd never heard of such a thing either.

I do know my insurance carrier offers an option for a "leisure vehicle" that is driven less than 5000 miles per year. I took advantage of it for a while, but scheduling an appointment to bring each one in every year so they could verify the odometer was a PITA. I'd have to weigh the savings against the inconvenience factor at this point.

 

[elephantrider]

state farm and progressive have the dongles you put in your vehicle. the "safer" you drive, apparently there's a bigger discount.

 

[Squatch]

state farm and progressive have the dongles you put in your vehicle. the "safer" you drive, apparently there's a bigger discount.

I’m afraid that if they found out how I drove they would raise my rates.

 

[elephantrider]

hence why I stay away from those!

 

[just James]

I stay away from those because I don't want any more spyware than the vehicles already come with from the factory.

 

[pkane]

To be honest i didn't even know that was a thing, i put about 25k-30k km (15k-19k miles) per year on my truck though lol

I thought it was something like that. That would be a lousy model for your use case.

 

[pkane]

Okay, closing this one out:

Looks like Nationwide and Allstate are options for my State. The good news for my use case, both are still less than paying traditional insurance.

Nationwide: $500 / Year increase
Allstate $150 / Year