It sort of appears to me that you've made up your mind, but your friends are telling you that you're nuts, and you are trying to convince yourself that you're not, by getting validation from strangers online. Not trying to be rude here, I do it too sometimes. It's a good opportunity to step back, take a breather, and think about what you really want.
From the sound of these 4 pages, it appears that you want something new, and decently loaded, but don't want to spend a boatload of cash, which is why you don't want to step up to a 4500/5500 truck.
For what it's worth, my 2014 Aisin is rated for like 9750 RAWR, and the base weight should be like 3500 max, that nets me 6250 lbs over the rear axle, however the payload is rated for like 5400 lbs, so where does that other ~800 lbs go? Regulation. It goes to the fact that the 3500 is kept within a certain class, which for your case as a personal use vehicle means basically nothing. I've never heard of personally, or read about, anyone getting harassed, denied insurance coverage, etc. for being over payload. If you're over axle rating or tire rating, DOT could in theory hassle you, but I exceptionally rarely hear even about that.
If you are 100% confident you want a gasser, I'd strongly recommend stepping up to a C&C, it may cost a little more, but the resale is gonna be miles better than that of a 3500 gasser. I realize you are talking about keeping it for 15 years, but you're still gonna notice a lot more depreciation in a gasser built like that vs a diesel. In most cases, exclusively personal use DRW 3500s are towing 5th wheels, and the absolute vast majority of those people want to use the diesel lane at truck stops. While there def are folks using it for other things, it's not near the market for personal only use. Business dually use is basically always a diesel, because they are generally towing not hauling. The market for a gasser DRW non C&C is almost non-existent, as you can tell.
Either way, the camper you're talking about is a big boy if you're needing 5500 lbs for it. You should 100% look at a C&C. It's gonna ride like **** unloaded, and it doesn't have a bed by default, but both things can be addressed in some way. It also has the added benefit of a better turning radius, beefier components from the frame to suspension to brakes, and there is an actual legit market for a C&C gasser, that just doesn't exist in the 3500 market. Def check your insurance as another user stated.
The other thing to consider, and I'm not your financial advisor here, but you're putting exceptionally few miles on a vehicle you're spending boatloads of cash on. I'd def look into a used vehicle because you can likely find something that would save you a lot.
I wish you luck with your purchase.